4 Reef Ct, Baltimore (Sparrows Point), MD 21219 Property Records

Baltimore County property record for 4 Reef Ct, Baltimore, MD 21219 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,764 sqft · built 2000
Lot Size0.169 acres (7,389 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Jul 2021)
Tax Bill$2,321 (2023)
Deeds & MortgagesAug 2019 Mortgage
Jul 2021 Sale & Mortgage
APN15-2300001612

Property Details

APN / Parcel Number

Primary APN15-2300001612
Alternative APN
  • 2300001612

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,764 sqft Total Area
1st Floor Area836 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialSiding
Lot Area7,389 sqft (0.169 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area372 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number2300001612
Street Address4 REEF CT
CityBALTIMORE
StateMD
Zip21219-2366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.1696 AC PHASE 2 4 REEF CT WS BEACHWOOD ESTATES
Legal Section1
Legal SubdivisionBEACHWOOD ESTATES
Legal Phase2,4
Legal Lot Number579
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2003
Census Tract452400

Owner

Source: Baltimore County records · APN 15-2300001612

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4 REEF CT, BALTIMORE, MD 21219-2366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
BALTIMORE COUNTY EMPLOYEES FCU
Jul 14, 2021Deed, Transfer · Conventional Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleDec 12, 2005 · Amount on Record
Deed Document Number0045109370
Deed Book / Page45109 / 370
Record UpdatedJun 07, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4 REEF CT, BALTIMORE, MD 21219-2366
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyCOLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0417320068
DateAug 09, 2019
Book Page41732/068
Lender
NameBALTIMORE COUNTY EMPLOYEES FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJun 01, 2034

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJul 14, 2021
Property Address4 REEF CT, BALTIMORE, MD 21219-2366
Document Number0451090370
Book / Page45109 / 370
Map ReferenceMB SM70 FO 7
Instrument DateJun 15, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 REEF CT, SPARROWS POINT, MD 21219-2366

Mortgage

Document Number0045109376
DateJul 14, 2021
Instrument45109/376
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJul 01, 2061

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,321.00$290,600 Land $102,000 Building $188,600$290,600 Land $102,000 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054524002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Nearby Flood Policies40 in force
Nearby Flood Claims28 (1996–2024)
Claims Outside the SFHA10 of 28
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 23 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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