Essex County and Lynnfield Town property record for 4 Reedy Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,066 sqft · built 1954 |
| Lot Size | 0.351 acres (15,298 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,105,000 (Jul 2025) |
| Tax Bill | $10,407 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0041 B:0000 L:1871 |
| Primary APN | LYNF M:0041 B:0000 L:1871 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 3,185 sqft |
| Basement Area | 1,101 sqft |
| Unfinished Basement | 755 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,298 sqft (0.351 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 REEDY RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 1871 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 209100 |
4 Reedy Rd is owner-occupied and held in a trust since July 2025.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 REEDY RD, LYNNFIELD, MA 01940-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit WINCHESTER SAVINGS BANK |
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANKERS |
| Jul 15, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance BANKESB |
| Apr 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Aug 3, 2015 · Amount on File |
| Deed Document Number | 20252320 |
| Deed Book / Page | 42830 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 4 REEDY RD, LYNNFIELD, MA 01940-2122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039469-285 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 39469/285 |
| Instrument | 20210129003200 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Apr 6, 2026 |
| Property Address | 4 REEDY RD, LYNNFIELD, MA 01940-2122 |
| Document Number | 043314-167 |
| Book / Page | 43314 / 167 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20261220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001220, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 43314/167 |
| Instrument | 20261220 |
| Name | BANKERS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jul 15, 2025 |
| Property Address | 4 REEDY RD, LYNNFIELD, MA 01940-2122 |
| Document Number | 042830-386 |
| Book / Page | 42830 / 386 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 20250715002320 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 REEDY RD, LYNNFIELD, MA 01940-2122 |
| Document Number | 20250715002330 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 20250715002330 |
| Name | BANKESB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Aug 1, 2030 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 4 REEDY RD, LYNNFIELD, MA 01940-2122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38442-349 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 38442/349 |
| Instrument | 20200422001940 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 4 Reedy Rd was $10,407, up 11.7% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,407.00 (+11.72%) | $908,100 (+2.95%) Land $581,000 Building $317,500 | $985,065 (-5.01%) |
| 2025 | $9,315.00 (+4.45%) | $882,100 (+3.96%) Land $564,200 Building $317,900 | $1,037,020 |
| 2024 | $8,918.00 (-0.37%) | $848,500 (+7.12%) Land $542,500 Building $306,000 | |
| 2023 | $8,951.00 | $792,100 Land $514,500 Building $277,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Reedy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Reedy Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures