4 Red Stone Ct, Bloomington, IL 61704 Property Records

McLean County property record for 4 Red Stone Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,988 sqft · built 1992
Lot Size	0.285 acres (12,421 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Mar 2018)
Tax Bill	$10,862 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-229-023`

Property Details

APN / Parcel Number

Primary APN	`14-25-229-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,988 sqft Living Area
Gross Area	4,472 sqft
1st Floor Area	1,520 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	12,421 sqft (0.285 acres)
Lot Dimensions	114 ft deep x 83 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	240 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 RED STONE CT
City	BLOOMINGTON
State	IL
Zip	61704-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 219 SIXTH ADD TO EAGLE RIDGE SUB
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	219
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	506

Owner

4 Red Stone Ct is owned and occupied by two individuals who bought it in March 2018.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 24, 2007	Deed of Trust, Mortgage WACHOVIA MORTGAGE CORP
Oct 31, 2005	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jun 29, 2009	Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO
Oct 31, 2005	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Mar 12, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage WINTRUST MORTGAGE
Jan 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Mar 29, 2016 · Amount on File
Deed Document Number	20183850
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	0000000739
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100029845
Date	Dec 20, 2021
Instrument	2021-00029845

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008875
Date	May 16, 2022
Instrument	2022-00008875

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700029245
Date	Oct 24, 2007
Instrument	2007-00029245

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Amount	Amount on Record
Term	359 Months
Due	Sep 11, 2037

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500033157
Date	Oct 31, 2005
Instrument	2005-00033157

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900020491
Date	Jun 29, 2009
Instrument	2009-00020491

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500033156
Date	Oct 31, 2005
Instrument	2005-00033156

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2035

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 12, 2018
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Document Number	201800003850
Map Reference	DOC90-10977
Instrument Date	Feb 24, 2018
Instrument	2018-00003850
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403

Mortgage

Document Number	201800003851
Date	Mar 12, 2018
Instrument	2018-00003851

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate	4.12%

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 12, 2017
Property Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403
Document Number	201700000739
Map Reference	DOC90-10977
Instrument Date	Dec 29, 2016
Instrument	2017-00000739
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RED STONE CT, BLOOMINGTON, IL 61704-8403

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,003 Land $29,518 Building $118,485	$444,009 Land $88,554 Building $355,455
2024	$10,862.00 (+7.57%)
2023	$10,098.00	$125,195 Land $24,969 Building $100,226	$375,585 Land $74,907 Building $300,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Red Stone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Red Stone Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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