4 Red Cloud Trl, Millsboro, DE 19966 Property Records

Sussex County property record for 4 Red Cloud Trl, Millsboro, DE 19966

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 2004
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Jan 2017)
Tax Bill	$682 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-28.00-278.00`

Property Details

APN / Parcel Number

Primary APN	`234-28.00-278.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	1,792 sqft
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Garage Area	576 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4 RED CLOUD TRL
City	MILLSBORO
State	DE
Zip	19966-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	INDIAN SUMMER VILLAGE LOT 28
Legal Subdivision	INDIAN SUMMER VILLAGE
Legal Lot Number	28
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	1
Census Block	1018
Census Tract	50701

Owner

Source: Sussex County records · APN 234-28.00-278.00

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28324 ROSE LN, MILLSBORO, DE 19966-4802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 13, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Prior Sale	Jun 02, 2016 · Amount on Record
Deed Document Number	201774
Deed Book / Page	4651 / 253
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	4 RED CLOUD TRL, MILLSBORO, DE 19966-2045
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191830188
Date	Dec 21, 2020
Book Page	19183/188
Instrument	20200000063932

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 01, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 13, 2017
Property Address	4 RED CLOUD TRL, MILLSBORO, DE 19966-2045
Document Number	0046510254
Book / Page	004651 / 000254
Instrument Date	Nov 16, 2016
Instrument	1774
Transaction Type	Transfer
Record Updated	Apr 17, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28324 ROSE LN MILLSBORO DE 199664802, MILLSBORO, DE 19966-4802

Mortgage

Document Number	159940213
Date	Jan 13, 2017
Book Page	015994/000213
Instrument	1775

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (-19%)	$20,400 (-) Land $2,250 Building $18,150	$319,300 (+682.6%) Land $70,800 Building $248,500
2023	$842.00	$20,400 Land $2,250 Building $18,150	$40,800 Land $4,500 Building $36,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2013 · rainfall accumulation
Claims by Event	Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
ALTIUS Communications Fixed Wireless	100 / 20

Based on FCC filings for 97 locations within half a mile of this property.

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