4 Red Cedar Parc Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Red Cedar Parc Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1998
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Oct 2016)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972000700`

Property Details

APN / Parcel Number

Primary APN	`A972000700`
Alternative APN	`2-0066-7562-00-0054.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	1,619 sqft
Basement Area	1,589 sqft
Finished Basement	105 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000700
Street Address	4 RED CEDAR PARC CT
City	O FALLON
State	MO
Zip	63368-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	CHERRYWOOD PARC #3 LOT 54
Legal Subdivision	CHERRYWOOD PARC #3
Legal Lot Number	54
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311735

Owner

4 Red Cedar Parc Ct is owned and occupied by two individuals who bought it in October 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 27, 2020	Deed of Trust, Mortgage MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2016 · Amount on File
Deed Sale	Oct 3, 2016 · Amount on File
Prior Sale	Feb 20, 2002 · Amount on File
Deed Document Number	2016656960
Deed Book / Page	6624 / 1129
Prior Transfer Date	Feb 1, 2002
Prior Transfer Doc	0000015717
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RED CEDAR PARC CT, O FALLON, MO 63368-6603

Mortgage

Document Number	0000020213
Date	Apr 8, 2022
Instrument	2022R-020213

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 18, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Document Number	0000084946
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 RED CEDAR PARC CT O FALLON MO 633686603, O FALLON, MO 63368-6603

Mortgage

Document Number	0000084946
Date	Nov 4, 2020
Instrument	84946

Lender

Name	MIDWEST BK
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4 Red Cedar Parc Ct was $4,021.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,594 (-)	$329,444 (-) Land $60,000 Building $269,444
2025	$4,021.00	$62,594	$329,444 Land $60,000 Building $269,444
2023		$62,748
2022			$330,253 Land $50,000 Building $280,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Red Cedar Parc Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Red Cedar Parc Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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