4 Red Bud Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4 Red Bud Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,680 sqft · built 1960
Lot Size	0.96 acres (4,181 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Oct 2022)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`055790A000`

Property Details

APN / Parcel Number

Primary APN	`055790A000`
Alternative APN	`6-006C-4261-00-0080.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,181 sqft (0.96 acres)
Lot Dimensions	113 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	055790A000
Street Address	4 RED BUD CT
City	SAINT CHARLES
State	MO
Zip	63301-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	FAIR OAKS LOT 80
Legal Subdivision	FAIR OAKS
Legal Lot Number	80
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1009
Census Tract	310601

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RED BUD CT, SAINT CHARLES, MO 63301-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 3, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	202254198
Prior Transfer Date	Sep 30, 2022
Prior Transfer Doc	0000054197
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2022
Property Address	4 RED BUD CT, SAINT CHARLES, MO 63301-1341
Document Number	0000054198
Map Reference	MB 7 PG 33
Instrument Date	Sep 21, 2022
Instrument	2022R-054198
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RED BUD CT, SAINT CHARLES, MO 63301-1341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RED BUD CT, SAINT CHARLES, MO 63301-1341

Mortgage

Document Number	0000054199
Date	Oct 3, 2022
Instrument	2022R-054199

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2022
Property Address	4 RED BUD CT, SAINT CHARLES, MO 63301-1341
Document Number	0000054197
Map Reference	MB 7 PG 33
Instrument Date	Sep 20, 2022
Instrument	2022R-054197
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RED BUD CT, SAINT CHARLES, MO 63301-1341

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,804 (-)	$225,282 (-) Land $55,000 Building $170,282
2025	$2,689.00	$42,804 (+4.32%)	$225,282 (+4.32%) Land $55,000 Building $170,282
2023		$41,033
2022			$215,962 Land $55,000 Building $160,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1981–1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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