Naugatuck Borough property record for 4 Rayron Cir, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,288 sqft · built 1995 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Dec 2008) |
| Tax Bill | $7,740 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-4120 |
| Primary APN | 051-4120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 51-4120 |
|---|---|
| Street Address | 4 RAYRON CIR |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Lot Number | 4120 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 345201 |
Source: Naugatuck Borough records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 RAYRON CIR, NAUGATUCK, CT 06770-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC |
| Nov 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2008 · Amount on Record |
| Deed Sale | Dec 3, 2008 · Amount on Record |
| Prior Sale | Nov 3, 2003 · Amount on Record |
| Deed Book / Page | 839 / 186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 4 RAYRON CIR, NAUGATUCK, CT 06770-3474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001157-282 |
|---|---|
| Date | Apr 7, 2025 |
| Book Page | 1157/282 |
| Instrument | 2025-1029 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 4 RAYRON CIR, NAUGATUCK, CT 06770-3474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1037-166 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 1037/166 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
Source: Naugatuck Borough assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,740.00 | $194,530 (-) Land $34,090 Building $160,440 | $136,171 Land $23,863 Building $112,308 |
| 2024 | $7,740.00 (-11.09%) | ||
| 2023 | $8,705.00 (+25.79%) | $194,530 (+34.23%) Land $34,090 Building $160,440 | |
| 2022 | $6,920.00 | $144,920 Land $36,300 Building $108,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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