4 Ray St, Natchez, MS 39120 Property Records

Adams County property record for 4 Ray St, Natchez, MS 39120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,194 sqft · built 1957
Lot Size	0.169 acres (7,384 sqft)
Owner	Individual Name on Record
Tax Bill	$512 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0020 0004 0003`

Property Details

APN / Parcel Number

Primary APN	`0020 0004 0003`
Alternative APNs	`012865` `12865`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,384 sqft (0.169 acres)
Lot Dimensions	142 ft deep x 52 ft wide

Location & Zoning

Account Number	12865
Street Address	4 RAY ST
City	NATCHEZ
State	MS
Zip	39120-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L 4 RAY ST 41-108B-179
Legal Range	03W
Legal Township	07N
Jurisdiction	ADAMS MS
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	300

Owner

Source: Adams County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RAY ST, NATCHEZ, MS 39120-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018
Deed Sale	Oct 19, 2018
Deed Document Number	000027N527
Deed Book / Page	27N / 527
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	4 RAY ST, NATCHEZ, MS 39120-2550
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RAY ST, NATCHEZ, MS 39120-2550

Mortgage

Document Number	000928/482
Date	Oct 19, 2018
Book Page	928/482
Instrument	121690

Lender

Name	INTEGRITY MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Adams County
Municipality	Natchez City
Unified School District	Natchez-Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$512.00 (+23.97%) Homeowner's exemption	$4,165 (+26.17%)	$41,650 (+26.17%) Land $3,570 Building $38,080
2024	$413.00 Homeowner's exemption	$3,301 (-)	$33,010 (-) Land $3,570 Building $29,440
2023	$413.00 (+8.12%) Homeowner's exemption Disabled Person's exemption	$3,301 (-) Land $357 Building $2,944	$33,010 (-) Land $3,570 Building $29,440
2022	$382.00 Homeowner's exemption	$3,301
2021			$33,010 Land $3,570 Building $29,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS CO W/A #4-KAISER LAKE public/private · serves 8,078 people · EPA ID MS0010015
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

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