4 Ray St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 4 Ray St, Milltown, NJ 08850

Property Summary

Property TypeSingle Family Home
Details2,816 sqft · built 1967
Lot Size0.229 acres (9,962 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Aug 2006)
Tax Bill$14,945 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN11-00206-0000-00007

Property Details

APN / Parcel Number

Primary APN11-00206-0000-00007
Alternative APN
  • 110020600007

Interior

Stories2 Stories
Building Area2,816 sqft Living Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeFrame
Lot Area9,962 sqft (0.229 acres)
Lot Dimensions106 ft deep x 94 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4 RAY ST
CityMILLTOWN
StateNJ
Zip08850-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Description94X106 .2288
Legal SubdivisionLAKESIDE HOMES SEC 01
Legal Block206
Legal Lot Number7
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMILLTOWN
Census Block Group1
Census Block1009
Census Tract6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 RAY ST, MILLTOWN, NJ 08850-1216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2006 · Amount on Record
Deed SaleAug 31, 2006 · Amount on Record
Prior SaleMar 16, 1999 · Amount on Record
Deed Book / Page5714 / 186
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 RAY ST, MILLTOWN, NJ 08850-1216
Document Number0000064676
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedAug 9, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4 RAY ST MILLTOWN NJ 088501216, MILLTOWN, NJ 08850-1216

Mortgage

Document Number0000064676
DateJul 24, 2018
Book Page017245/000785
Instrument64676
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 23, 2038

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMilltown Borough
Unified School DistrictMilltown Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,000 (-) Land $85,100 Building $129,900$215,000 (-) Land $85,100 Building $129,900
2025$14,945.00 (+2.92%)$215,000 (-) Land $85,100 Building $129,900$215,000 (-) Land $85,100 Building $129,900
2024$14,521.00 (+2.32%)
2023$215,000 Land $85,100 Building $129,900$215,000 Land $85,100 Building $129,900
2022$14,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLTOWN W DEPT
serves 7,000 people · EPA ID NJ1212001
Water SourcePurchased surface water from NEW BRUNSWICK W DEPT
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment failure
not recorded as resolved · Nov 2025
Treatment and ProcedureCorrosion control
Jul 2025
Lead public education
Aug 2017
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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