4 Ratcliffe Dr, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 4 Ratcliffe Dr, Peru, NY 12972 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,894 sqft Living Area
Lot Size45,302 sqft (1.04 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2022)
Tax Bill$1,605.00 (2025)

Owner

Source: Clinton County and Peru Town records · APN 094000 269.-3-23

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 RATCLIFFE DR, PERU, NY 12972-5306
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Transfer
Aug 30, 2021Deed of Trust, Mortgage · Stand Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Prior SaleJun 28, 2010 · Amount on Record
Deed Doc Number2022328562
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateNov 22, 2022
Property Address4 RATCLIFFE DR, PERU, NY 12972-5306
Document Number0000328562
Instrument DateNov 14, 2022
Instrument20220-00328562
Transaction TypeTransfer
Record UpdatedMar 20, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4 RATCLIFFE DR, PERU, NY 12972-5306
InvestorPossibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address4 RATCLIFFE DR, PERU, NY 12972-5306
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000318626
DateAug 30, 2021
Instrument20210-00318626
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

Tax Assessment & Valuation

Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPeru Town
Unified School DistrictPeru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,605.00$289,500 (+14.7%) Land $42,600 Building $246,900$289,500 (+14.7%) Land $42,600 Building $246,900
2023$252,400 Land $42,600 Building $209,800$252,400 Land $42,600 Building $209,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN094000 269.-3-23
Alternative APN
  • 400026900000030230000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Living Area
1st Floor1,220 sqft 1st Floor
Basement Area674 sqft Basement
Finished Basement674 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area45,302 sqft (1.04 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Porch Area300 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address4 RATCLIFFE DR
CityPERU
StateNY
Zip12972-5306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUB MAP BK 15 PG 138 LOT
Legal Block3
Legal Lot Number23.000
JurisdictionCLINTON NY
Minor Civil DivisionPERU
Census Blockgroup1
Census Block1020
Census Tract101901

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