4 Ramsgate Rd, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 4 Ramsgate Rd, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1965
Lot Size	0.236 acres (10,267 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2018)
Tax Bill	$13,402 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00162-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`03-00162-0000-00026`
Alternative APNs	`030016200026` `1032004`

Interior

Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	10,267 sqft (0.236 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1032004
Street Address	4 RAMSGATE RD
City	CRANFORD
State	NJ
Zip	07016-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RAMSGATE
Legal Block	162
Legal Lot Number	26
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3002
Census Tract	37100

Owner

Source: Union County and Cranford Township records · APN 03-00162-0000-00026

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 RAMSGATE RD, CRANFORD, NJ 07016-1721
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Jan 11, 2002 · Amount on Record
Deed Document Number	2018300205
Deed Book / Page	6264 / 500
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 23, 2018
Property Address	4 RAMSGATE RD, CRANFORD, NJ 07016-1721
Document Number	0062640500
Book / Page	006264 / 000500
Instrument Date	May 21, 2018
Instrument	300205
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6 RAMSGATE RD CRANFORD NJ 070161721, CRANFORD, NJ 07016-1721

Mortgage

Document Number	144440830
Date	May 23, 2018
Book Page	014444/000830
Instrument	657631

Lender

Name	MARK SCHOMP
Address	6 RAMSGATE RD, CRANFORD, NJ 07016-1721

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate	3.8%

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,900 (-) Land $97,600 Building $87,300	$184,900 (-) Land $97,600 Building $87,300
2025	$13,402.00 (+6.93%)	$184,900 (-) Land $97,600 Building $87,300	$184,900 (-) Land $97,600 Building $87,300
2024	$12,534.00 (+2.53%)
2023		$184,900 Land $97,600 Building $87,300	$184,900 Land $97,600 Building $87,300
2022	$12,225.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 551 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.