4 Ramsgate Dr, Saint Louis, MO 63132 Property Records

St. Louis County property record for 4 Ramsgate Dr, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,936 sqft · built 2001
Lot Size	0.378 acres (16,470 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jul 2002)
Tax Bill	$14,865 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17M-34-0122`

Property Details

APN / Parcel Number

Primary APN	`17M-34-0122`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,936 sqft Living Area
Gross Area	6,420 sqft
1st Floor Area	1,437 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,470 sqft (0.378 acres)
Lot Dimensions	142 ft deep x 116 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	724 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 RAMSGATE DR
City	SAINT LOUIS
State	MO
Zip	63132-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	RAMSGATE LOT 4
Legal Subdivision	RAMSGATE
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4005
Census Tract	215500

Owner

4 Ramsgate Dr is owned and occupied by an individual who bought it in July 2002.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2002 · Amount on File
Deed Sale	Jul 9, 2002 · Amount on File
Prior Sale	Jun 29, 2001 · Amount on File
Deed Document Number	2002773
Deed Book / Page	13961 / 2558
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number	2023100600267
Date	Oct 6, 2023
Instrument	2023100600267

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Ramsgate Dr was $14,865, up 4.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,650 (-) Land $70,910 Building $147,740	$1,150,800 (-) Land $373,200 Building $777,600
2025	$14,865.00 (+4.41%)	$218,650 Land $70,910 Building $147,740	$1,150,800 Land $373,200 Building $777,600
2024	$14,237.00 (-1.13%)
2023	$14,400.00 (+9.91%)	$203,050 (+13.35%) Land $54,680 Building $148,370	$1,068,700 Land $287,800 Building $780,900
2022	$13,102.00	$179,140 Land $44,750 Building $134,390
2021			$942,800 Land $235,500 Building $707,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Ramsgate Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ramsgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20