Buncombe County property record for 4 Ramoth Rd, Asheville, NC 28804
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3.5 ba · 2,850 sqft · built 1927 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Apr 2020) |
| Tax Bill | $8,417 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3026905-2020-20 |
| Primary APN | 3026905-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,850 sqft Living Area |
| Gross Area | 3,427 sqft |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 577 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3026905-2020-20 |
|---|---|
| Street Address | 4 RAMOTH RD |
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-3620 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RS8 |
| Legal Description | LOT: A,B,C & 67 PLAT: 0110-0188 |
| Legal Block | 3 |
| Legal Lot Number | A,B |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Norwood Park Historic District listed 2008 · 155 contributing resources · NRIS 08000815 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 Ramoth Rd, a residential property, is owned and occupied by an individual who bought it in April 2020.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 RAMOTH RD, ASHEVILLE, NC 28804-3620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Apr 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on File |
| Deed Sale | Apr 21, 2020 · Amount on File |
| Prior Sale | Feb 28, 2013 · Amount on File |
| Deed Book / Page | 5887 / 1413 |
| Prior Transfer Date | Jun 7, 2017 |
| Prior Transfer Doc | 0055580357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 4 RAMOTH RD, ASHEVILLE, NC 28804-3620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056241396 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 5624/1396 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 21, 2020 |
| Property Address | 4 RAMOTH RD, ASHEVILLE, NC 28804-3620 |
| Document Number | 0058871413 |
| Book / Page | 5887 / 1413 |
| Map Reference | MB 110 PG 188 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RAMOTH RD, ASHEVILLE, NC 28804-3620 |
| Document Number | 58871417 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 5887/1417 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 4 RAMOTH RD, ASHEVILLE, NC 28804-3620 |
| Document Number | 0055741312 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | LENDER RECORDING SERVICES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 RAMOTH RD ASHEVILLE NC 288043620, ASHEVILLE, NC 28804-3620 |
| Document Number | 0055741312 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 005574/001312 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Ramoth Rd was $8,417, up 6.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,417.00 (+6.33%) | $766,300 Land $163,000 Building $603,300 | $766,300 Land $163,000 Building $603,300 |
| 2024 | $7,916.00 (+2.57%) | ||
| 2023 | $7,718.00 | $766,300 | $766,300 Land $173,000 Building $593,300 |
| 2021 | $766,300 Land $163,000 Building $603,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ramoth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ramoth Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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