4 Ralph St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 4 Ralph St, Worcester, MA 01605

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,368 sqft · built 1928
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (May 2025)
Tax Bill$5,293 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-024-00010

Property Details

APN / Parcel Number

Primary APN20-024-00010
Alternative APN
  • WORC M:20 B:024 L:00010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,368 sqft Living Area
Gross Area5,800 sqft
1st Floor Area1,184 sqft
AtticAttic
Attic Area1,372 sqft
Basement Area1,372 sqft
Unfinished Basement1,372 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number20-024-00010
Street Address4 RALPH ST
CityWORCESTER
StateMA
Zip01605-1204
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRL-7
Legal Block24
Legal Lot Number10
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3018
Census Tract730500

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 RALPH ST, WORCESTER, MA 01605-1204
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 1, 2025 · Amount on Record
Deed SaleMay 1, 2025 · Amount on Record
Prior SaleMay 29, 1997 · Amount on Record
Deed Book / Page71934 / 230
Record UpdatedJun 8, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMay 1, 2025
Property Address4 RALPH ST, WORCESTER, MA 01605-1204
Document Number071934-230
Book / Page71934 / 230
Instrument DateMay 1, 2025
Instrument34343
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 RALPH ST, WORCESTER, MA 01605-1204

Mortgage

Document Number0000034344
DateMay 1, 2025
Instrument34344
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,293.00 (+12%)$401,300 (+21.75%) Land $113,700 Building $287,600
2023$4,726.00$329,600 Land $98,900 Building $230,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2005–2017)
Most Recent ClaimOct 2017 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Netafy
Fixed Wireless
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, Xfinity.

Nearby Properties on Ralph St

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