4 Queen St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 4 Queen St, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1962
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Trust Names on File
Last Sale	$500,000 (Sep 2020)
Tax Bill	$8,533 (2026)
Deeds & Mortgages	Feb 2026 Transfer Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0106 B:0420 L:5`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0106 B:0420 L:5`
Alternative APN	`6417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,956 sqft
1st Floor Area	1,256 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6417
Street Address	4 QUEEN ST
City	CHELMSFORD
State	MA
Zip	01824-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	420
Legal Lot Number	5
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	2
Census Block	2001
Census Tract	317103

Owner

4 Queen St is owner-occupied and held in a trust since February 2026.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 QUEEN ST, CHELMSFORD, MA 01824-4840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 21, 2018	Deed of Trust, Mortgage HANSCOM FCU
Sep 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Nov 9, 2012 · Amount on File
Deed Document Number	202044136
Deed Book / Page	34616 / 154
Last Transfer Date	Feb 24, 2026
Transfer Doc	039885-197
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Feb 26, 2026
Property Address	4 QUEEN ST, CHELMSFORD, MA 01824-4840
Document Number	039885-197
Book / Page	39885 / 197
Instrument Date	Feb 24, 2026
Instrument	5672
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 QUEEN ST, CHELMSFORD, MA 01824-4840

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	4 QUEEN ST, CHELMSFORD, MA 01824-4840
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35586-284
Date	Apr 7, 2021
Book Page	35586/284
Instrument	20664

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	4 QUEEN ST, CHELMSFORD, MA 01824-4840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32586-181
Date	Nov 21, 2018
Book Page	32586/181
Instrument	51123

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Sep 14, 2020
Property Address	4 QUEEN ST, CHELMSFORD, MA 01824-4840
Document Number	34616-154
Book / Page	034616 / 000154
Instrument Date	Sep 9, 2020
Instrument	44136
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 QUEEN ST CHELMSFORD MA 018244840, CHELMSFORD, MA 01824-4840

Tax Assessment & Valuation

The 2026 property tax bill for 4 Queen St was $8,533, up 7.5% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,533.00 (+7.5%)	$643,000 (+12.59%) Land $345,400 Building $297,600	$597,740 (-)
2025	$7,938.00 (+3.02%)	$571,100 (+0.95%) Land $314,700 Building $256,400	$597,740 (+3.78%)
2024	$7,705.00 (+1.39%)	$565,700 (+6.98%) Land $314,700 Building $251,000	$575,985
2023	$7,599.00	$528,800 Land $338,400 Building $190,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Queen St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Queen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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