4 Quayside Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 4 Quayside Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3,383 sqft · built 2002
Lot Size	0.193 acres (8,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,815 (Nov 2002)
Tax Bill	$8,987 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-103-008`

Property Details

APN / Parcel Number

Primary APN	`18-36-103-008`

Interior

Building Area	3,383 sqft Living Area
Basement Area	1,127 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,392 sqft (0.193 acres)
Garage Area	504 sqft
Porch	Porch
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 QUAYSIDE CT
City	ALGONQUIN
State	IL
Zip	60102-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0104347 LT 288 MANCHESTER LAKES PHASE 4
Legal Subdivision	MANCHESTER LAKES PHASE 4
Legal Phase	4
Legal Lot Number	288
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2022
Census Tract	871111

Owner

Source: McHenry County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 8, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2002 · Amount on Record
Deed Sale	Nov 12, 2002 · Amount on Record
Deed Document Number	2002104347
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Apr 14, 2026
Property Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213
Document Number	0000009914
Instrument Date	Apr 8, 2026
Instrument	20269914
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING DEPARTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213

Mortgage

Document Number	0000009914,
Date	Apr 14, 2026
Instrument	20269914

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213

Mortgage

Document Number	0000019357
Date	Aug 8, 2023
Instrument	2023R0019357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46038

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041895
Date	Aug 2, 2021
Instrument	2021R0041895

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4 QUAYSIDE CT, ALGONQUIN, IL 60102-6213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016179
Date	May 8, 2020
Instrument	2020R0016179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,987.00	$132,862 (+22.25%) Land $9,783 Building $123,079	$398,586 (+22.25%) Land $29,349 Building $369,237
2022	Homeowner's exemption	$108,679 Land $8,002 Building $100,677	$326,037 Land $24,006 Building $302,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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