Orange County property record for 4 Quartz Ln, Ladera Ranch, CA 92694
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,578 sqft · built 2004 |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Mar 2020) |
| Tax Bill | $9,079 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 939-047-78 |
| Primary APN | 939-047-78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,578 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Garage Area | 351 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 QUARTZ LN |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1254 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 16341 BLK LOT 2 UN 13 TRACT 16341, LOT 2 OF PROJECT 939-04 LOCATED ON |
| Legal Subdivision | SUTTERS MILL |
| Legal Tract | 16341 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 32058 |
Source: Orange County records · APN 939-047-78
Assessment roll updated August 6, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 QUARTZ LN, 13, LADERA RANCH, CA 92694-1254 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI THE TURNKEY FOUNDATION INC THE TURNKEY FOUNDATION INC |
| Mar 30, 2020 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Apr 17, 2018 | Grant Deed, Transfer STERLING BANK & TRUST FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on Record |
| Deed Sale | Mar 30, 2020 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 2020142149 |
| Prior Transfer Date | Jun 15, 2011 |
| Prior Transfer Doc | 0000354813 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4 QUARTZ LN, MISSION VIEJO, CA 92694-1254 |
| Document Number | 0000776776 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 QUARTZ LN #13 MISSION VIEJO CA 926941254, 13, MISSION VIEJO, CA 92694-1254 |
| Document Number | 0000776776 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 776776 |
| Name | THE TURNKEY FOUNDATION INC THE TURNKEY FOUNDATION INC |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 30, 2020 |
| Property Address | 4 QUARTZ LN, MISSION VIEJO, CA 92694-1254 |
| Document Number | 0000142149 |
| Map Reference | MB 840 MAP -20 |
| Instrument | 2020000142149 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000142150 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020000142150 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 17, 2018 |
| Property Address | 4 QUARTZ LN, MISSION VIEJO, CA 92694-1254 |
| Document Number | 0000136979 |
| Map Reference | MB840 PG1-20 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018000136979 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALIFORNIA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4 QUARTZ LN # 13, 13, LADERA RANCH, CA 92694-1254 |
| Document Number | 0000136980 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018000136980 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | May 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,079.00 (+1.76%) | $650,718 (+4.04%) Land $420,485 Building $230,233 |
| 2024 | $8,922.00 (+1.78%) | |
| 2023 | $8,766.00 (-1.17%) | $625,450 Land $404,156 Building $221,294 |
| 2022 | $8,870.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 481 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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