Orange County property record for 4 Puerto Royal, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1986 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550,000 (Feb 2026) |
| Tax Bill | $7,833 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 688-092-60 |
| Primary APN | 688-092-60 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,544 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Water Source | Commercial |
| Street Address | 4 PUERTO ROYAL |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12426 BLK LOT 23 |
| Legal Subdivision | TRACT NO. 12426 |
| Legal Tract | 12426 |
| Legal Lot Number | 23 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42109 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 PUERTO ROYAL, SAN CLEMENTE, CA 92672-6048 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROSPECT FINANCIAL GROUP INC |
| Feb 6, 2026 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on Record |
| Deed Sale | Feb 6, 2026 · Amount on Record |
| Prior Sale | May 24, 2010 · Amount on Record |
| Deed Document Number | 202630053 |
| Prior Transfer Date | Sep 20, 2005 |
| Prior Transfer Doc | 0000916374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4 PUERTO ROYAL, SAN CLEMENTE, CA 92672-6048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 PUERTO ROYAL, SAN CLEMENTE, CA 92672-6048 |
| Document Number | 0000053949 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022000053949 |
| Name | PROSPECT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | LA JOLLA, CA 92037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 6, 2026 |
| Property Address | 4 PUERTO ROYAL, SAN CLEMENTE, CA 92672-6048 |
| Document Number | 0000030053 |
| Map Reference | MB 554 PG 11-19 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026000030053 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2 PUERTO ROYAL, SAN CLEMENTE, CA 92672-6048 |
| Document Number | 0000030054 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2026000030054 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $797,218 (+2%) Land $616,216 Building $181,002 | |
| 2025 | $7,833.00 (+1.71%) | $781,587 (+4.04%) Land $604,134 Building $177,453 |
| 2024 | $7,701.00 (+2.18%) | |
| 2023 | $7,537.00 (+1.96%) Homeowner's exemption | $751,238 Land $580,675 Building $170,563 |
| 2022 | $7,392.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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