North Smithfield Town property record for 4 Prospect St, North Providence, RI 02904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1941 |
| Lot Size | 0.147 acres (6,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Aug 2025) |
| Tax Bill | $5,461 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R00-1029-80 |
| Primary APN | R00-1029-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 448 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 866 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,399 sqft (0.147 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | R00-1029-80 |
|---|---|
| Street Address | 4 PROSPECT ST |
| City | NORTH PROVIDENCE |
| State | RI |
| Zip | 02904-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL13 |
| Legal Lot Number | 236 |
| Jurisdiction | NORTH PROVIDENCE RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11000 |
4 Prospect St is owned by two individuals who bought it in August 2025.
Source: North Smithfield Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SLEEPY HOLLOW DR, CUMBERLAND, RI 02864-3215 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT |
| Aug 21, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Deed Document Number | 20253180 |
| Deed Book / Page | 3871 / 136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH PROVIDENCE RI |
| Property Address | 4 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5215 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00003886-1 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 3886/1 |
| Instrument | 4160 |
| Name | BANKNEWPORT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH PROVIDENCE RI |
| Recording Date | Aug 21, 2025 |
| Property Address | 4 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5215 |
| Document Number | 003871-136 |
| Book / Page | 3871 / 136 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 3180 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31 SLEEPY HOLLOW DR, CUMBERLAND, RI 02864-3215 |
The 2026 property tax bill for 4 Prospect St was $5,461, up 12.1% from the year before.
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,461.00 (+12.07%) | $384,600 (+38.74%) Land $92,500 Building $292,100 | $407,701 |
| 2025 | $4,873.00 | $277,200 Land $77,100 Building $200,100 | |
| 2023 | $4,604.00 (+1.03%) | $277,200 (+38.74%) Land $77,100 Building $200,100 | |
| 2022 | $4,557.00 | $199,800 Land $65,300 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Prospect St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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