4 Prospect St, Canton, NY 13617 Property Records

St. Lawrence County and Canton Town property record for 4 Prospect St, Canton, NY 13617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1900
Lot Size	0.124 acres (5,412 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Jun 2018)
Tax Bill	$3,646 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more
APN	`402201 88.034-5-2`

Property Details

APN / Parcel Number

Primary APN	`402201 88.034-5-2`
Alternative APN	`220108803400050020000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	540 sqft
Upper Floors Area	270 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,412 sqft (0.124 acres)
Lot Dimensions	82 ft deep x 66 ft wide
Porch	Slab
Porch Area	379 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	402201 88.034-5-2
Street Address	4 PROSPECT ST
City	CANTON
State	NY
Zip	13617-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	66X84X66X80
Legal Block	5
Legal Lot Number	2.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1029
Census Tract	492100

Owner

4 Prospect St is owned and occupied by an individual who acquired it in December 2018.

Source: St. Lawrence County and Canton Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4 PROSPECT ST, NORWOOD, NY 13668-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Nov 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBT BK
Jun 1, 2018	Warranty Deed, Transfer · Conventional with PMI ST LAWRENCE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Oct 14, 2005 · Amount on File
Deed Document Number	20186646
Last Transfer Date	Dec 10, 2018
Transfer Doc	16764
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	4 PROSPECT ST, CANTON, NY 13617-1008
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PROSPECT ST, CANTON, NY 13617-1008

Mortgage

Document Number	0000018093
Date	Dec 30, 2022
Instrument	R-2022-00018093

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	4 PROSPECT ST, CANTON, NY 13617-1008
Document Number	0000012343
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PROSPECT ST CANTON NY 136171008, CANTON, NY 13617-1008

Mortgage

Document Number	0000012343
Date	Nov 16, 2020
Instrument	12343

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 1, 2018
Property Address	4 PROSPECT ST, CANTON, NY 13617-1008
Document Number	0000006646
Instrument Date	May 18, 2018
Instrument	6646
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PROSPECT ST CANTON NY 136171008, CANTON, NY 13617-1008

Mortgage

Document Number	6647
Date	Jun 1, 2018
Instrument	6647

Lender

Name	ST LAWRENCE FCU
Type	Credit Union
Address	OGDENSBURG, NY 13669

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 31, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 4 Prospect St was $3,646, up 4.1% from the year before.

Source: St. Lawrence County and Canton Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Canton Town
Municipality	Canton Village
Unified School District	Canton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (+4.05%)
2025	$3,504.00	$70,000 Land $12,800 Building $57,200	$107,692 Land $19,692 Building $88,000
2023		$70,000 Land $12,800 Building $57,200	$94,595 Land $17,297 Building $77,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 Prospect St; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON VILLAGE serves 7,055 people · EPA ID NY4404381
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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