Carroll County property record for 4 Prospect Ave, Eureka Springs, AR 72632
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,024 sqft · built 1920 |
| Lot Size | 0.097 acres (4,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jun 2021) |
| Tax Bill | $1,424 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 925-00926-000 |
| Primary APN | 925-00926-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,236 sqft (0.097 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 460 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4 PROSPECT AVE |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE ST N SIDE W OF PROSPECT F-L 2 & B-L 2 |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 15 |
| Legal Subdivision | RILEY & ARMSTRONG |
| Legal Block | 41 |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1029, BRYANT, AR 72089-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2017 | Deed of Trust, Mortgage · ARM EQUITY BANK NA |
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit LUMINATE BANK |
| May 7, 2025 | Warranty Deed, Transfer KINGS RIVER TITLE |
| Jun 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN EQUITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Prior Sale | Jun 24, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 2465 |
| Transfer Doc | 0149000740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 4 PROSPECT AVE, EUREKA SPRINGS, AR 72632-3023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02017/2180 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 2017/2180 |
| Name | EQUITY BANK NA |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 4 PROSPECT AVE, EUREKA SPRINGS, AR 72632-3023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02022/8702 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2022/8702 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | May 7, 2025 |
| Property Address | 4 PROSPECT AVE, EUREKA SPRINGS, AR 72632-3023 |
| Document Number | 2025R00002513 |
| Instrument Date | May 5, 2025 |
| Instrument | 2025R-00002513 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | KINGS RIVER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,254.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 ELK ST, EUREKA SPRINGS, AR 72632-3304 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1029, BRYANT, AR 72089-1029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Jun 29, 2021 |
| Property Address | 4 PROSPECT AVE, EUREKA SPRINGS, AR 72632-3023 |
| Document Number | DWEST2021/2465 |
| Book / Page | DWEST2021 / 2465 |
| Instrument Date | Jun 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | KINGS RIVER TITLE, KINGS RIVER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 ELK ST, EUREKA SPRINGS, AR 72632-3303 |
| Name | Verified Name |
|---|---|
| Address | 4 PROSPECT AVE, EUREKA SPRINGS, AR 72632-3023 |
| Investor | Possibly a Property Investor |
| Document Number | MWEST20216448 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | MWEST2021/6448 |
| Name | AMERICAN EQUITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Municipality | Eureka Springs City |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,030 (-) Land $3,500 Building $51,530 | $275,150 (-) Land $17,500 Building $257,650 | |
| 2025 | $1,424.00 (-29.64%) Homeowner's exemption | $55,030 (+37.27%) Land $3,500 Building $51,530 | $275,150 (+37.27%) Land $17,500 Building $257,650 |
| 2023 | $2,024.00 | $40,090 Land $3,000 Building $37,090 | $200,450 Land $15,000 Building $185,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUREKA SPRINGS WATERWORKS serves 4,053 people · EPA ID AR0000075 |
|---|---|
| Water Source | Purchased surface water from CARROLL-BOONE WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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