4 Promenade Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Promenade Ave, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1947
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$414,700 (Nov 2021)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P0697R`

Property Details

APN / Parcel Number

Primary APN	`P0697R`
Alternative APNs	`SACO M:026 L:008 U:000-000` `M:026 L:008 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0697R
Street Address	4 PROMENADE AVE
City	SACO
State	ME
Zip	04072-2952
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Legal Lot Number	8
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5301

Owner

4 Promenade Ave, a duplex, is owned and occupied by two individuals who bought it in November 2021.

Source: York County and Saco City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 PROMENADE AVE, SACO, ME 04072-2952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Nov 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Jul 12, 2016 · Amount on File
Deed Document Number	202166169
Deed Book / Page	18868 / 734
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 PROMENADE AVE, SACO, ME 04072-2952
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185840661
Date	Mar 10, 2021
Book Page	18584/661
Instrument	2021013672

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 PROMENADE AVE, SACO, ME 04072-2952
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182820787
Date	Jun 23, 2020
Book Page	18282/787
Instrument	2020026910

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 12, 2021
Property Address	4 PROMENADE AVE, SACO, ME 04072-2952
Document Number	0188680734
Book / Page	18868 / 734
Instrument Date	Nov 10, 2021
Instrument	2021066169
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1 BRADLEY ST, SACO, ME 04072-3204

Mortgage

Document Number	2021066170
Date	Nov 12, 2021
Instrument	2021066170

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 PROMENADE AVE, SACO, ME 04072-2952
Document Number	0180640934
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 PROMENADE AVE SACO ME 040722952, SACO, ME 04072-2952

Mortgage

Document Number	0180640934
Date	Oct 7, 2019
Book Page	018064/000934
Instrument	42671

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Promenade Ave was $4,628, up 1.1% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,628.00 (+1.07%)	$325,900 (-) Land $126,100 Building $199,800
2024	$4,579.00	$325,900 Land $126,100 Building $199,800
2022	$4,333.00	$236,400 Land $96,100 Building $140,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Promenade Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Promenade Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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