4 Prokop Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 4 Prokop Ave, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1960
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Nov 2024)
Tax Bill	$5,064 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:010-11850 B:24 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:010-11850 B:24 L:0`
Alternative APNs	`LUDL M:10 B:11850 P:24` `6861`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	4,826 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,204 sqft (0.372 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6861
Street Address	4 PROKOP AVE
City	LUDLOW
State	MA
Zip	01056-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	11850
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1006
Census Tract	810412

Owner

4 Prokop Ave is owned by an individual who bought it in November 2024.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	162 CADY ST, LUDLOW, MA 01056-2218
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage LUSO FCU
Jan 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Nov 8, 2024
Property Address	4 PROKOP AVE, LUDLOW, MA 01056-1341
Document Number	0000238215
Instrument Date	Nov 8, 2024
Instrument	238215
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CADY ST, LUDLOW, MA 01056-2218
Investor	Possibly a Property Investor

Mortgage

Document Number	0000238216
Date	Nov 8, 2024
Instrument	238216

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 31, 2017
Property Address	4 PROKOP AVE, LUDLOW, MA 01056-1341
Document Number	0000209612
Instrument Date	Oct 28, 2016
Instrument	209612
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PROKOP AVE LUDLOW MA 010561341, LUDLOW, MA 01056-1341

Tax Assessment & Valuation

The 2026 property tax bill for 4 Prokop Ave was $5,064, up 0.3% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,064.00 (+0.34%)	$316,300 (+8.73%) Land $94,900 Building $221,400	$358,133 (+9.08%)
2025	$5,047.00 (+4.8%)	$290,900 (+9.28%) Land $86,200 Building $204,700	$328,320 (+2.92%)
2024	$4,816.00 (+5.31%)	$266,200 (+13.57%) Land $86,100 Building $180,100	$319,010
2023	$4,573.00	$234,400 Land $75,600 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Prokop Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Prokop Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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