Middlesex County and Billerica Town property record for 4 Pratt St, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1977 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jul 2017) |
| Tax Bill | $7,514 (2026) |
| Deeds & Mortgages | Jun 2024 Refinance Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0062 B:0080 L:0 |
| Primary APN | BILL M:0062 B:0080 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,794 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,999 sqft (0.574 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 PRATT ST |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Block | 80 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 316102 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 PRATT ST, BILLERICA, MA 01821-2847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 31, 2017 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Dec 27, 1996 · Amount on Record |
| Deed Book / Page | 31339 / 143 |
| Last Transfer Date | Jun 5, 2024 |
| Transfer Doc | 038538-286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 4 PRATT ST, BILLERICA, MA 01821-2847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00038539-1 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | 38539/1 |
| Instrument | 16145 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 4 PRATT ST, BILLERICA, MA 01821-2847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036711-131 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 36711/131 |
| Instrument | 1524 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jul 31, 2017 |
| Property Address | 4 PRATT ST, BILLERICA, MA 01821-2847 |
| Document Number | 31339-143 |
| Book / Page | 31339 / 143 |
| Instrument | 33291 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 PRATT ST, BILLERICA, MA 01821-2847 |
| Document Number | 313390145 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 31339/0145 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 31, 2047 |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,514.00 (+3.64%) | $647,200 (+1.51%) Land $333,900 Building $312,500 | $627,190 (-) |
| 2025 | $7,250.00 (+6.98%) | $637,600 (+6.21%) Land $324,300 Building $313,300 | $627,190 (+17.29%) |
| 2024 | $6,777.00 (+3.85%) | $600,300 (+9.19%) Land $317,600 Building $282,700 | $534,755 |
| 2023 | $6,526.00 | $549,800 Land $278,000 Building $271,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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