4 Powers Ln, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 4 Powers Ln, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1954
Lot Size0.77 acres (33,541 sqft)
Owner2 Individual Names on Record
Last Sale$172,000 (Jan 2008)
Tax Bill$4,886 (2025)
Deeds & MortgagesOct 2022 Refinance
Flood ZoneZone X (minimal risk)
APN384289 61.1-1-16

Property Details

APN / Parcel Number

Primary APN384289 61.1-1-16
Alternative APN
  • 315J165100

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area33,541 sqft (0.77 acres)
Lot Dimensions365 ft deep x 100 ft wide
Garage TypeDetached
Garage Area276 sqft
Parking Spaces1 Parking Space
Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area184 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number315J165100
Street Address4 POWERS LN
CityTROY
StateNY
Zip12182-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIFE EST
Legal Block1
Legal Lot Number16.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group1
Census Block1012
Census Tract51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 POWERS LN, TROY, NY 12182-9725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2008 · Amount on Record
Deed SaleJan 11, 2008 · Amount on Record
Prior SaleSep 19, 2007 · Amount on Record
Deed Book / Page4466 / 321
Prior Transfer DateJan 9, 2008
Prior Transfer Doc0044660000000321
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address4 POWERS LN, TROY, NY 12182-9725
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102170290
DateOct 20, 2022
Book Page10217/290
Instrument2022-618650
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2042

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,886.00$34,600 (-) Land $12,200 Building $22,400$242,978 (+12.71%) Land $85,674 Building $157,304
2023$34,600 Land $12,200 Building $22,400$215,576 Land $76,012 Building $139,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2002–2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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