St. Charles County property record for 4 Potomac Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,242 sqft · built 1996 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $257,000 (Oct 1998) |
| Tax Bill | $4,985 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A883001719 |
| Primary APN | A883001719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Basement Area | 1,730 sqft |
| Finished Basement | 1,557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 460 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A883001719 |
|---|---|
| Old Parcel Number | A883001719 |
| Street Address | 4 POTOMAC CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-8479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD RIVER EST PT RESUB LOT 26 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | OLD RIVER EST PT RESUB |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 311145 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4 POTOMAC CT, SAINT CHARLES, MO 63303-8479 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Mar 1, 2021 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 1998 · Amount on Record |
| Deed Sale | Oct 16, 1998 · Amount on Record |
| Deed Document Number | 81988 |
| Deed Book / Page | 2145 / 464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 POTOMAC CT, SAINT CHARLES, MO 63303-8479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 POTOMAC CT, SAINT CHARLES, MO 63303-8479 |
| Document Number | 0000031409 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023R-031409 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 6, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 POTOMAC CT, SAINT CHARLES, MO 63303-8479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 POTOMAC CT, SAINT CHARLES, MO 63303-8479 |
| Document Number | 0000017844 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021R-017844 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,985.00 (+17.88%) | $83,156 (+4.6%) | $437,661 (+4.6%) Land $80,000 Building $357,661 |
| 2023 | $79,502 (+25.25%) | ||
| 2022 | $4,229.00 | $63,476 | $418,429 (+25.25%) Building $418,429 |
| 2021 | $334,084 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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