Flagler County property record for 4 Post Tree Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,886 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Feb 2022) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7028-00600-0520 |
| Primary APN | 07-11-31-7028-00600-0520 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,886 sqft Heated Area |
| Gross Area | 2,502 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 504 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4 POST TREE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 28 BL 60 LT 52 OR 208 PG 277 OR 698 PG 699 OR 1038 PG 599 OR 1180 PG 1814 OR 1364 PG 241 OR 2298/1354 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 60 |
| Legal Lot Number | 52 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 60213 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SERBIAN BELLFLOWER TRL UNIT A, A, PALM COAST, FL 32164-5471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Feb 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 10, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on Record |
| Deed Sale | Feb 17, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2018 · Amount on Record |
| Deed Document Number | 2022008631 |
| Deed Book / Page | 2659 / 381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 POST TREE LN, PALM COAST, FL 32164-6719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 POST TREE LN, PALM COAST, FL 32164-6719 |
| Document Number | 0025440733 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 2544/733 |
| Instrument | 2021016797 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 17, 2022 |
| Property Address | 4 POST TREE LN, PALM COAST, FL 32164-6719 |
| Document Number | 0026590381 |
| Book / Page | 2659 / 381 |
| Map Reference | MB 9 PG 51-66 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022008631 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | VETERANS TITLE INC, VETERANS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 RYLAND PL, 15, PALM COAST, FL 32164-6415 |
| Name | Verified Name |
|---|---|
| Address | 4 POST TREE LN, PALM COAST, FL 32164-6719 |
| Document Number | 0002659384 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2659/384 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 10, 2018 |
| Property Address | 4 POST TREE LN, PALM COAST, FL 32164-6719 |
| Document Number | 0022981354 |
| Book / Page | 002298 / 001354 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 29959 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | COVENANT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 POST TREE LN PALM COAST FL 321646719, PALM COAST, FL 32164-6719 |
| Document Number | 22981356 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 002298/001356 |
| Instrument | 29960 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,090.00 (-0.15%) Homeowner's exemption | $268,243 (+1.68%) Land $53,500 Building $214,743 | $268,243 (+1.68%) Land $53,500 Building $214,743 |
| 2023 | $4,096.00 (+45.77%) Homeowner's exemption | $263,822 (+38.55%) Land $44,000 Building $219,822 | $263,822 (+2.69%) Land $44,000 Building $219,822 |
| 2022 | $2,810.00 Homeowner's exemption | $190,421 | $256,903 Land $43,500 Building $213,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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