4 Porter Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 4 Porter Rd, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$620,100 (Oct 2025)
Tax Bill	$7,537 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12-P:091`

Property Details

APN / Parcel Number

Primary APN	`M:12-P:091`
Alternative APN	`NREA M:012.0 B:0000 L:0091.0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 PORTER RD
City	NORTH READING
State	MA
Zip	01864-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	91.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	3
Census Block	3019
Census Tract	330202

Owner

4 Porter Rd is owned and occupied by an individual who bought it in October 2025.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 PORTER RD, NORTH READING, MA 01864-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Quit Claim Deed, Transfer BRIGHTBRIDGE CU
Aug 17, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Book / Page	84746 / 300
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Oct 16, 2025
Property Address	4 PORTER RD, NORTH READING, MA 01864-1213
Document Number	084746-300
Book / Page	84746 / 300
Instrument Date	Oct 16, 2025
Instrument	125905
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PORTER RD, NORTH READING, MA 01864-1213

Mortgage

Document Number	0000125906
Date	Oct 16, 2025
Instrument	125906

Lender

Name	BRIGHTBRIDGE CU

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2030
Index	1-Year CMT

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Aug 17, 2020
Property Address	4 PORTER RD, NORTH READING, MA 01864-1213
Document Number	75382-446
Book / Page	75382 / 446
Instrument Date	Aug 14, 2020
Instrument	139462
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PORTER RD, NORTH READING, MA 01864-1213

Mortgage

Document Number	139463
Date	Aug 17, 2020
Instrument	139463

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4 Porter Rd was $7,537, up 24.8% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,537.00 (+24.81%)	$578,900 (+25.19%) Land $330,300 Building $248,600	$532,571
2025	$6,039.00 (+0.8%)	$462,400 (+1.96%) Land $295,200 Building $167,200
2024	$5,991.00 (+1.58%)	$453,500 (+7.57%) Land $286,300 Building $167,200
2023	$5,898.00	$421,600 Land $286,300 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Porter Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2006–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Porter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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