4 Pope St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 4 Pope St, Spencer, MA 01562

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,686 sqft · built 1900
Lot Size	0.152 acres (6,640 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2018)
Tax Bill	$3,717 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U14 B:00076 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U14 B:00076 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,686 sqft Living Area
Gross Area	2,932 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,640 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 POPE ST
City	SPENCER
State	MA
Zip	01562-1716
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VR
Legal Block	76
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4016
Census Tract	726200

Owner

4 Pope St, a duplex, is owned and occupied by two individuals who bought it in October 2018.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 POPE ST, SPENCER, MA 01562-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Oct 22, 2018	Quit Claim Deed, Transfer SECURITY FIRST MTG FN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Jul 9, 2004 · Amount on File
Deed Book / Page	59576 / 374
Transfer Doc	059576-374
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	4 POPE ST, SPENCER, MA 01562-1716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069395-96
Date	Jul 18, 2023
Book Page	69395/96
Instrument	57273

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Oct 22, 2018
Property Address	4 POPE ST, SPENCER, MA 01562-1716
Document Number	59576-374
Book / Page	59576 / 374
Instrument	111845
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595760378
Date	Oct 22, 2018
Instrument	59576/0378

Lender

Name	SECURITY FIRST MTG FN

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Pope St was $3,717, up 10,225% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,717.00 (+10,225%)	$338,500 (+10.22%) Land $45,200 Building $293,300	$336,395
2025	$36.00 (-98.91%)	$307,100 (+6.3%) Land $39,300 Building $267,800
2024	$3,305.00 (+4.95%)	$288,900 (+10.65%) Land $39,300 Building $249,600
2023	$3,149.00	$261,100 Land $39,300 Building $221,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Pope St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Pope St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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