Okaloosa County property record for 4 Ponce de Leon Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,253 sqft · built 1974 |
| Lot Size | 1.03 acres (45,122 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jan 2026) |
| Tax Bill | $2,983 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-3117-8 |
| Primary APN | C56-000-595-3117-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,253 sqft Heated Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 2,253 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,122 sqft (1.03 acres) |
| Lot Width | 162 ft Width |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 445 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4 PONCE DE LEON RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL CERRO VISTA 1ST ADD LOT 8 AND THE W1/2 LOT 7 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | DEL CERRO VISTA 1ST ADDN |
| Legal Lot Number | 8 1102 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20400 |
Source: Okaloosa County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CCB COMMUNITY BANK |
| Jan 9, 2026 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Dec 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Dec 30, 2020 |
| Deed Document Number | 3792640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205 |
| Document Number | 0036523070 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 3652/3070 |
| Instrument | 3592813 |
| Name | CCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DEFUNIAK SPRINGS, FL 32435 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Nov 30, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 9, 2026 |
| Property Address | 4 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205 |
| Document Number | 0003792640 |
| Map Reference | MB 5 PG 25 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 3792640 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4325 COUNTY HIGHWAY 280A, DEFUNIAK SPRINGS, FL 32435-3867 |
| Name | Verified Name |
|---|---|
| Address | 4 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205 |
| Document Number | 0003792641 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 3792641 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 30, 2020 |
| Property Address | 4 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205 |
| Document Number | 0035151328 |
| Book / Page | 003515 / 001328 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 3418260 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2912 CARNABY CT TALLAHASSEE FL 323092537, TALLAHASSEE, FL 32309-2537 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,983.00 (+188.77%) | $300,443 (+119.57%) Land $92,902 Building $207,541 | $300,443 (-0.42%) Land $92,902 Building $207,541 |
| 2023 | $1,033.00 (-1.24%) Homeowner's exemption Widower's exemption | $136,831 (+3%) | $301,721 (+7.92%) Land $78,930 Building $222,791 |
| 2022 | $1,046.00 Homeowner's exemption Widower's exemption | $132,846 | $279,571 Land $70,254 Building $209,317 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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