4 Pleasant View Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Pleasant View Ter, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,192 sqft · built 1973
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Sep 2024)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 193`

Property Details

APN / Parcel Number

Primary APN	`18A 2 193`
Alternative APN	`6025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	4,682 sqft
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft
Finished Basement	1,192 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,153 sqft (0.279 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	888 sqft
Deck Area	132 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6025
Street Address	4 PLEASANT VIEW TER
City	PALMYRA
State	VA
Zip	22963-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002429 SHADWELL-2 LOT 193 12,150 SF
Legal Subdivision	SHADWELL PH 2
Legal Block	19
Legal Lot Number	193
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2020
Census Tract	20104

Owner

4 Pleasant View Ter is owned by two individuals who bought it in September 2024.

Source: Fluvanna County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Deed Document Number	20242429
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000005440
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	4 PLEASANT VIEW TER, PALMYRA, VA 22963-3234
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005441
Date	Oct 29, 2021
Instrument	210005441

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Oct 29, 2021
Property Address	4 PLEASANT VIEW TER, PALMYRA, VA 22963-3234
Document Number	210005440
Map Reference	DB 76 PG 564
Instrument Date	Oct 25, 2021
Instrument	210005440
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PLEASANT VIEW TER, PALMYRA, VA 22963-3234

Mortgage

Document Number	210005441
Date	Oct 29, 2021
Instrument	210005441

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	4 PLEASANT VIEW TER, PALMYRA, VA 22963-3234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1900059
Date	Jan 8, 2019
Instrument	1900059

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Pleasant View Ter was $2,613.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,200 (-) Land $30,000 Building $316,200	$346,200 (-) Land $30,000 Building $316,200
2025	$2,613.00	$346,200 Land $30,000 Building $316,200	$346,200 Land $30,000 Building $316,200
2023		$236,400 Land $30,000 Building $206,400	$236,400 Land $30,000 Building $206,400
2022	$1,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Pleasant View Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Pleasant View Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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