4 Platt St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 4 Platt St, Cohoes, NY 12047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1956
Lot Size	0.263 acres (11,475 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2023)
Tax Bill	$5,548 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010300 10.10-4-23.1`

Property Details

APN / Parcel Number

Primary APN	`010300 10.10-4-23.1`
Alternative APNs	`030001001000040230000000` `01001000040230010000` `010300 10.10-4-23`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	120 ft deep x 95.6 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01001000040230010000
Street Address	4 PLATT ST
City	COHOES
State	NY
Zip	12047-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	23.001
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	5
Census Block	5003
Census Tract	13000

Owner

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 PLATT ST, COHOES, NY 12047-2202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Jul 11, 2022	Deed of Trust, Mortgage STATE EMPLOYEES FCU
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202312596
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0010139778
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4 PLATT ST, COHOES, NY 12047-2202
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 10TH ST, TROY, NY 12180-2914

Mortgage

Document Number	0000002597
Date	Jul 18, 2023
Instrument	R2023-12597

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4 PLATT ST, COHOES, NY 12047-2202
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 KASPER DR, HALFMOON, NY 12065-5539

Mortgage

Document Number	0000006294
Date	Jul 11, 2022
Instrument	R2022-16294

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4 PLATT ST, COHOES, NY 12047-2202
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 KASPER DR, HALFMOON, NY 12065-5539

Mortgage

Document Number	0000006293
Date	Jul 11, 2022
Instrument	R2022-16293

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,548.00 (+43.77%)
2025	$3,859.00	$100,000 (+33.87%) Land $13,900 Building $86,100	$296,296 (+58.66%) Land $41,185 Building $255,111
2023		$74,700 Land $13,900 Building $60,800	$186,750 Land $34,750 Building $152,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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