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4 Plank Road Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Plank Road Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,752 sqft · built 1992
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Tax Bill$4,993 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA932000162

Property Details

APN / Parcel Number

Primary APNA932000162
Alternative APN
  • 2-113A-6827-00-055D.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,752 sqft Living Area
Gross Area4,656 sqft
1st Floor Area1,448 sqft
Basement Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area605 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA932000162
Street Address4 PLANK ROAD CT
CityO FALLON
StateMO
Zip63368-8133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN CHIMNEYS PH3 VLG D WATSON PARISH LOT 55D
Legal SubdivisionTWIN CHIMNEYS PH3 VLG D WATSON PARISH
Legal Lot Number55D
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1032
Census Tract311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 PLANK ROAD CT, O FALLON, MO 63368-8133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 24, 2017Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 PLANK ROAD CT, O FALLON, MO 63368-8133
Transaction TypeMortgage
Record UpdatedSep 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 PLANK ROAD CT, O FALLON, MO 63368-8133

Mortgage

Document Number2021R070523
DateAug 23, 2021
Instrument2021R-070523
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 PLANK ROAD CT, O FALLON, MO 63368-8133
Document Number0068341192
Book / Page006834 / 001192
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 PLANK ROAD CT O FALLON MO 633688133, O FALLON, MO 63368-8133

Mortgage

Document Number0068341192
DateNov 6, 2017
Book Page006834/001192
Instrument693160
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueNov 5, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$77,893 (-)$409,963 (-) Land $65,000 Building $344,963
2025$4,993.00$77,893 (+6.74%)$409,963 (+6.74%) Land $65,000 Building $344,963
2023$72,975
2022$384,079 Land $45,000 Building $339,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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