4 Piney Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 4 Piney Dr, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1970
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2014)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9643910596`

Property Details

APN / Parcel Number

Primary APN	`9643910596`
Alternative APNs	`0700497` `700497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,038 sqft Heated Area
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Finished Basement	663 sqft
Unfinished Basement	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	224 sqft
Balcony Area	49 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Account Number	700497
Street Address	4 PINEY DR
City	FLETCHER
State	NC
Zip	28732-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	700497~R-1
Legal Description	SR1473 ON PINEY DR
Legal Subdivision	FRANEM ACRES ETAL (2021)
Legal Block	91
Legal Lot Number	596
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3034
Census Tract	930600

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 PINEY DR, FLETCHER, NC 28732-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2014 · Amount on Record
Deed Sale	Feb 4, 2014 · Amount on Record
Prior Sale	May 23, 2005 · Amount on Record
Deed Document Number	2014798169
Deed Book / Page	1563 / 636
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Apr 9, 2026
Property Address	4 PINEY DR, FLETCHER, NC 28732-9640
Document Number	0001047302
Book / Page	4421 / 546
Instrument Date	Apr 2, 2026
Instrument	20261047302
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PINEY DR, FLETCHER, NC 28732-9640

Mortgage

Document Number	0001047302,
Date	Apr 9, 2026
Book Page	4421/546
Instrument	20261047302

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	4 PINEY DR, FLETCHER, NC 28732-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035770023
Date	Oct 8, 2020
Book Page	3577/23
Instrument	935350

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,700 Land $89,600 Building $252,100
2025	$1,385.00
2023		$341,700 Land $89,600 Building $252,100	$341,700 Land $89,600 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 9 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Piney Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures