Stafford County property record for 4 Pine Tree Ln, Stafford, VA 22556 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,290 sqft · built 1977 |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Dec 1993) |
| Tax Bill | $3,929 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8B-A-40 |
| Primary APN | 8B-A-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Basement Area | 1,300 sqft |
| Finished Basement | 975 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 396 |
|---|---|
| Old Parcel Number | 008B A 40 |
| Street Address | 4 PINE TREE LN |
| City | STAFFORD |
| State | VA |
| Zip | 22556-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 SEC A LAKE ARROWHEAD |
| Legal Subdivision | SEC A LAKE ARROWHEAD |
| Legal Lot Number | 40 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10202 |
Source: Stafford County records · APN 8B-A-40
Assessment roll updated January 1, 2025 · Last verified November 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 TURNSTONE CT, STAFFORD, VA 22556-6019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 1993 · Amount on Record |
| Deed Sale | Dec 01, 1993 · Amount on Record |
| Deed Document Number | 0000099047 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 4 PINE TREE LN, STAFFORD, VA 22556-1226 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190009242 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 190009242 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Mar 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 4 PINE TREE LN, STAFFORD, VA 22556-1226 |
| Document Number | 170006551 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 PINE TREE LN STAFFORD VA 225561226, STAFFORD, VA 22556-1226 |
| Document Number | 170006551 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 6551 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
| Rate | 4.75% |
|---|
Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,929.00 (+23.48%) | $394,200 (+25.74%) Land $95,000 Building $299,200 | $394,200 (+25.74%) Land $95,000 Building $299,200 |
| 2023 | $3,182.00 (+9.72%) | $313,500 Land $85,000 Building $228,500 | $313,500 Land $85,000 Building $228,500 |
| 2021 | $2,900.00 |
Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790102023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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