4 Pine Top Rd, Amherst, NH 03031 Property Records

Hillsborough County and Amherst Town property record for 4 Pine Top Rd, Amherst, NH 03031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,858 sqft · built 2023
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Feb 2021)
Tax Bill	$18,174 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AMHS M:007 B:051 L:000`

Property Details

APN / Parcel Number

Primary APN	`AMHS M:007 B:051 L:000`
Alternative APNs	`0135` `135`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	5,226 sqft
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	187,308 sqft (4.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	135
Street Address	4 PINE TOP RD
City	AMHERST
State	NH
Zip	03031-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	51
Jurisdiction	AMHERST TOWN NH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1007
Census Tract	15100

Owner

4 Pine Top Rd is owned by an individual who bought it in February 2021.

Source: Hillsborough County and Amherst Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3 FOUNDRY ST, AMHERST, NH 03031-2954
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · ARM ST MARYS BANK
Feb 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ST MARYS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Deed Document Number	2021210013218
Deed Book / Page	9430 / 1797
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST TOWN NH
Property Address	4 PINE TOP RD, AMHERST, NH 03031-2401
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009716-800
Date	Jul 24, 2023
Book Page	9716/800
Instrument	230023733

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Type Change Date	Aug 1, 2031
Index	1-Year CMT

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST TOWN NH
Recording Date	Feb 25, 2021
Property Address	4 PINE TOP RD, AMHERST, NH 03031-2401
Document Number	9430-1797
Book / Page	9430 / 1797
Instrument Date	Feb 18, 2021
Instrument	210013218
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FOUNDRY ST, AMHERST, NH 03031-2954

Mortgage

Document Number	210013219
Date	Feb 25, 2021
Instrument	210013219

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2022
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 4 Pine Top Rd was $18,174, up 35.5% from the year before.

Source: Hillsborough County and Amherst Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Amherst Town
Elementary School District	Amherst School District (KG - 08)
Secondary School District	Souhegan Cooperative School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,174.00 (+35.47%)	$757,900 (+29.53%) Land $174,400 Building $583,500
2024	$13,416.00 (+251.57%)	$585,100 (+235.49%) Land $174,400 Building $410,700	$756,390
2023	$3,816.00 (+3.55%)	$174,400 (-) Land $174,400
2022	$3,685.00	$174,400 Land $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Pine Top Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Pine Top Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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