4 Pine Ridge Rd, Festus, MO 63028 Property Records

Jefferson County property record for 4 Pine Ridge Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1988
Lot Size	4.53 acres (197,327 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,761 (2023)
Deeds & Mortgages	Oct 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-3.0-07.0-0-000-017.01`

Property Details

APN / Parcel Number

Primary APN	`18-3.0-07.0-0-000-017.01`
Alternative APN	`1830070 01701`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Masonry / Concrete Block
Lot Area	197,327 sqft (4.53 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1830070 01701
Street Address	4 PINE RIDGE RD
City	FESTUS
State	MO
Zip	63028-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	PINE RIDGE LOT 4
Legal Range	05
Legal Township	40
Legal Section	07
Legal Subdivision	PINE RIDGE
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1032
Census Tract	701001

Owner

Source: Jefferson County records · APN 18-3.0-07.0-0-000-017.01

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 PINE RIDGE RD, FESTUS, MO 63028-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Aug 31, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Jan 18, 2019	Warranty Deed, Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2019
Deed Sale	Jan 18, 2019
Prior Sale	May 07, 2001
Deed Document Number	2019R-001864
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4 PINE RIDGE RD, FESTUS, MO 63028-3233
Document Number	0000042858
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 PINE RIDGE RD FESTUS MO 630283233, FESTUS, MO 63028-3233

Mortgage

Document Number	0000042858
Date	Nov 09, 2020
Instrument	42858

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 08, 2030

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4 PINE RIDGE RD, FESTUS, MO 63028-3233
Document Number	0000032888
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 PINE RIDGE RD FESTUS MO 630283233, FESTUS, MO 63028-3233

Mortgage

Document Number	0000032888
Date	Sep 04, 2020
Instrument	32888

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 03, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 18, 2019
Property Address	4 PINE RIDGE RD, FESTUS, MO 63028-3233
Document Number	0000001864
Instrument Date	Jan 17, 2019
Instrument	1864
Transaction Type	Transfer
Record Updated	Feb 06, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 PINE RIDGE RD FESTUS MO 630283233, FESTUS, MO 63028-3233

Mortgage

Document Number	1865
Date	Jan 18, 2019
Instrument	1865

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,200 (+7.69%) Land $5,700 Building $26,500
2024			$169,400 (+7.69%) Land $30,000 Building $139,400
2023	$1,761.00 (-4.08%)	$29,900 (-) Land $5,700 Building $24,200	$157,300 (-) Land $30,000 Building $127,300
2022	$1,836.00	$29,900 Land $5,700 Building $24,200
2021			$157,300 Land $30,000 Building $127,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Based on FCC filings for 10 locations within half a mile of this property.

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