4 Pine Rd, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 4 Pine Rd, Ocean City, NJ 08226

Property Summary

Property TypeSingle Family Home
Details3,601 sqft · built 1987
Lot Size0.122 acres (5,301 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jul 2014)
Tax Bill$12,754 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN08-02110-0000-00018

Property Details

APN / Parcel Number

Primary APN08-02110-0000-00018
Alternative APN
  • 080211000018

Interior

Stories2 Stories
Building Area3,601 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area5,301 sqft (0.122 acres)
Lot Dimensions100 ft deep x 53 ft wide

Location & Zoning

Street Address4 PINE RD
CityOCEAN CITY
StateNJ
Zip08226-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOB2110 L18A
Legal SubdivisionOCEAN CITY
Legal Block2110
Legal Lot Number18
JurisdictionCAPE MAY NJ
Township / Civil DivisionOCEAN CITY
Census Block Group3
Census Block3013
Census Tract20203

Owner

4 Pine Rd is owned by two individuals who bought it in July 2014.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1 ELIZABETH CT, MEDFORD, NJ 08055-2646
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2014 · Amount on File
Deed SaleJul 1, 2014 · Amount on File
Deed Document Number2014208
Deed Book / Page3586 / 580
Prior Transfer DateFeb 23, 2005
Prior Transfer Doc0000000076
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address4 PINE RD, OCEAN CITY, NJ 08226-2623
Document Number0062440773
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 PINE RD OCEAN CITY NJ 082262623, OCEAN CITY, NJ 08226-2623

Mortgage

Document Number0062440773
DateSep 18, 2020
Book Page006244/000773
Instrument31258
Lender
NameMERIDIAN BK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 17, 2035

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityOcean City
Unified School DistrictOcean City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,136,800 (-) Land $737,100 Building $399,700$1,136,800 (-) Land $737,100 Building $399,700
2025$1,136,800 Land $737,100 Building $399,700$1,136,800 Land $737,100 Building $399,700
2024$12,754.00
2023$1,136,800 Land $737,100 Building $399,700$1,136,800 Land $737,100 Building $399,700
2022$11,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Pine Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 545 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies839 units insured
incl. 294 condo units
Nearby Flood Claims702 (1979–2021)
Claims Outside the SFHA2 of 702
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 514 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 54 claims
  • Coastal Storms & Flooding, Mar 1984 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Pine Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - OCEAN CITY
private · serves 127,000 people · EPA ID NJ0508001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,033 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Pine Rd

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