4 Pine Ln, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 4 Pine Ln, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,184 sqft · built 2013
Lot Size	2.49 acres (108,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,839 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0014 L:0163`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0014 L:0163`
Alternative APN	`260`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	4,330 sqft
1st Floor Area	1,552 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,560 sqft (2.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	260
Street Address	4 PINE LN
City	NORTH SMITHFIELD
State	RI
Zip	02896-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	163
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2030
Census Tract	12803

Owner

Source: North Smithfield Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 PINE LN, NORTH SMITHFIELD, RI 02896-9315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
May 3, 2017	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Jul 24, 2026
Property Address	4 PINE LN, NORTH SMITHFIELD, RI 02896-9315
Document Number	0000056930
Book / Page	1054 / 186
Instrument Date	Jul 17, 2026
Instrument	202656930
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PINE LN, NORTH SMITHFIELD, RI 02896-9315

Mortgage

Document Number	0000056930,
Date	Jul 24, 2026
Book Page	1054/186
Instrument	202656930

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	4 PINE LN, NORTH SMITHFIELD, RI 02896-9315
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000927-143
Date	Dec 17, 2021
Book Page	927/143
Instrument	47584

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	4 PINE LN, NORTH SMITHFIELD, RI 02896-9315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	876-277
Date	Dec 9, 2020
Book Page	876/277
Instrument	44060

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	4 PINE LN, NORTH SMITHFIELD, RI 02896-9315
Document Number	745-134
Book / Page	000745 / 000134
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	745-134
Date	May 8, 2017
Book Page	000745/000134

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,839.00 (+5.69%)	$594,700 (+30.96%) Land $118,800 Building $475,900
2023	$6,471.00 (+2.44%)	$454,100 (-) Land $100,800 Building $353,300
2022	$6,317.00	$454,100 Land $100,800 Building $353,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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