4 Pine Lake Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 4 Pine Lake Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1979
Lot Size	0.627 acres (27,312 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2006)
Tax Bill	$3,493 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85940966409`

Property Details

APN / Parcel Number

Primary APN	`85940966409`
Alternative APNs	`859409066409` `00034126` `88974100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	27,312 sqft (0.627 acres)
Porch	Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	88974100
Street Address	4 PINE LAKE DR
City	WHISPERING PINES
State	NC
Zip	28327-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	PINELAKE DR LOT 11 A SEC 6 WHISPERING PINES MUNI PINE LAKE
Legal Subdivision	WHISPERING PINES
Legal Lot Number	11
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1013
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 PINE LAKE DR, WHISPERING PINES, NC 28327-9373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Prior Sale	Dec 23, 1996
Deed Document Number	200612735
Deed Book / Page	3052 / 272
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Recording Date	Apr 21, 2026
Property Address	4 PINE LAKE DR, WHISPERING PINES, NC 28327-9373
Document Number	0000005920
Book / Page	6530 / 412
Instrument Date	Apr 16, 2026
Instrument	20265920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PINE LAKE DR, WHISPERING PINES, NC 28327-9373

Mortgage

Document Number	0000005920,
Date	Apr 21, 2026
Book Page	6530/412
Instrument	20265920

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	4 PINE LAKE DR, WHISPERING PINES, NC 28327-9373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5125/059
Date	May 3, 2019
Book Page	5125/059
Instrument	2019006010

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,493.00 (+4.27%)	$476,940 (-) Land $190,000 Building $286,940
2025	$3,350.00 (+2.2%)	$476,940 (-) Land $190,000 Building $286,940
2024			$476,940 (-) Land $190,000 Building $286,940
2023	$3,278.00	$476,940 Land $190,000 Building $286,940	$476,940 Land $190,000 Building $286,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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