4 Pine Grove Ln, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 4 Pine Grove Ln, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,279 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Oct 2023)
Tax Bill	$7,797 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`384289 70.16-2-22`

Property Details

APN / Parcel Number

Primary APN	`384289 70.16-2-22`
Alternative APN	`315J133450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,279 sqft Living Area
1st Floor Area	1,581 sqft
Upper Floors Area	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Basement
Porch	Patio
Porch Area	870 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	315J133450
Street Address	4 PINE GROVE LN
City	TROY
State	NY
Zip	12182-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	2
Legal Lot Number	22.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2022
Census Tract	51902

Owner

4 Pine Grove Ln is owned and occupied by two individuals who bought it in October 2023.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 PINE GROVE LN, TROY, NY 12182-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	2023634366
Deed Book / Page	10525 / 339
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 31, 2023
Property Address	4 PINE GROVE LN, TROY, NY 12182-1018
Document Number	0105250339
Book / Page	10525 / 339
Instrument Date	Oct 19, 2023
Instrument	2023-634366
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3906 STATE HIGHWAY 2, TROY, NY 12180-9022

Mortgage

Document Number	2023634367
Date	Oct 31, 2023
Instrument	2023-634367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 2, 2018
Property Address	4 PINE GROVE LN, TROY, NY 12182-1018
Document Number	0086430130
Book / Page	008643 / 000130
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PINE GROVE LN TROY NY 121821018, TROY, NY 12182-1018

Tax Assessment & Valuation

The 2026 property tax bill for 4 Pine Grove Ln was $7,797, down 0.3% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,797.00 (-0.31%)
2025	$7,821.00	$49,800 Land $11,900 Building $37,900	$349,719 Land $83,567 Building $266,152
2023		$49,800 (-) Land $11,900 Building $37,900	$310,280 (+10.59%) Land $74,143 Building $236,137
2022		$49,800 Land $11,900 Building $37,900	$280,563 Land $67,042 Building $213,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Pine Grove Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1996–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Pine Grove Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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