4 Pike St, Covington, KY 41011 Property Records

Kenton County property record for 4 Pike St, Covington, KY 41011

Property Summary

Property Type	Restaurant
Details	2,304 sqft · built 1880
Lot Size	0.042 acres (1,850 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jun 2017)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-22-013.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-22-013.00`

Interior

Building Area	2,304 sqft Finished Area

Exterior

Year Built	Built 1880
Lot Area	1,850 sqft
Lot Dimensions	100 ft deep x 18 ft wide

Location & Zoning

Old Parcel Number	0542122013.00
Street Address	4 PIKE ST
City	COVINGTON
State	KY
Zip	41011-2308
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	KENNEDY RESUB FOOTES LOT 8 PT LOTS 26 & 28 FOOTES 1ST SUBD 18.5'X 100' IRREG
Legal Subdivision	KENNEDY RESUB FOOTES
Legal Lot Number	8 28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2026
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	411 MADISON AVE, COVINGTON, KY 41011-1519
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO
Aug 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR
Jul 25, 2017	Deed of Trust, Mortgage BRANCH BK&TR
Jun 27, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Oct 4, 2011
Deed Document Number	0006189115
Deed Book / Page	6189 / 115
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4 PIKE ST, COVINGTON, KY 41011-2308
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MADISON AVE, COVINGTON, KY 41011-1519

Mortgage

Document Number	0005900241
Date	Apr 19, 2022
Book Page	362/411
Instrument	22041905900241

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2032

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Aug 3, 2018
Property Address	4 PIKE ST, COVINGTON, KY 41011-2308
Book / Page	0C6469 / 000223
Instrument Date	Aug 1, 2018
Instrument	89
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 W PIKE ST COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number	0000000089
Date	Aug 3, 2018
Book Page	0C6469/000223
Instrument	89

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CRESTVIEW HILLS, KY 41017-4712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 2, 2023

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4 PIKE ST, COVINGTON, KY 41011-2308
Document Number	0000000091
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 W PIKE ST COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number	0000000091
Date	Jul 26, 2017
Book Page	006210/000154
Instrument	91

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CRESCENT SPRINGS, KY 41017

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2022

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 27, 2017
Property Address	4 PIKE ST, COVINGTON, KY 41011-2308
Document Number	0000000138
Book / Page	0C6189 / 000115
Instrument Date	Jun 22, 2017
Instrument	138
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3303 MARY ST ERLANGER KY 410182200, ERLANGER, KY 41018-2200

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (-0.51%)	$178,000 (-) Land $19,500 Building $158,500	$178,000 (-) Land $19,500 Building $158,500
2023	$2,370.00	$178,000 Land $19,500 Building $158,500	$178,000 Land $19,500 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

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