Bergen County and Waldwick Borough property record for 4 Phelan Ct, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,657 sqft · built 2013 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Jan 2019) |
| Tax Bill | $22,037 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00018-02-00033-03 |
| Primary APN | 64-00018-02-00033-03 |
|---|---|
| Alternative APN |
|
| Building Area | 2,657 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 4 PHELAN CT |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | .20 AC |
| Legal Subdivision | EAST PROSPECT DEVELOPERS LLC |
| Legal Block | 18.02 |
| Legal Lot Number | 33.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 56100 |
4 Phelan Ct is owned and occupied by two individuals who bought it in January 2019.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 8, 2024 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 17, 2019 | Deed with Mortgage, Transfer · Conventional with PMI 1ST COLONIAL CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on File |
| Deed Sale | Jan 17, 2019 · Amount on File |
| Prior Sale | Dec 3, 2013 · Amount on File |
| Deed Document Number | 20194407 |
| Deed Book / Page | 3158 / 1160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Document Number | 0056721006 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 5672/1006 |
| Instrument | 2025085566 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0051890416 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 5189/416 |
| Instrument | 2024012489 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050710467 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 5071/467 |
| Instrument | 2023057050 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036681736 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 3668/1736 |
| Instrument | 20-073979 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 17, 2019 |
| Property Address | 4 PHELAN CT, WALDWICK, NJ 07463-1530 |
| Document Number | 0031581160 |
| Book / Page | 003158 / 001160 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 4407 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 PHELAN CT WALDWICK NJ 074631530, WALDWICK, NJ 07463-1530 |
| Document Number | 31581166 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 003158/001166 |
| Instrument | 4407 |
| Name | 1ST COLONIAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2049 |
The 2025 property tax bill for 4 Phelan Ct was $22,037, up 6.6% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960,200 (-) Land $336,700 Building $623,500 | $960,200 (-) Land $336,700 Building $623,500 | |
| 2025 | $22,037.00 (+6.63%) | $960,200 Land $336,700 Building $623,500 | $960,200 Land $336,700 Building $623,500 |
| 2024 | $20,667.00 | ||
| 2023 | $673,600 Land $271,900 Building $401,700 | $673,600 Land $271,900 Building $401,700 | |
| 2022 | $19,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Phelan Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Phelan Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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