4 Perham St, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 4 Perham St, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,384 sqft · built 1950
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jul 2017)
Tax Bill	$129 (2025)
Deeds & Mortgages	Feb 2021 Refinance Nov 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:073 P:0081`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:073 P:0081`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,384 sqft Living Area
Gross Area	6,971 sqft
1st Floor Area	972 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 PERHAM ST
City	BEDFORD
State	MA
Zip	01730-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	PLAN 16389A
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2017
Census Tract	359100

Owner

Source: Middlesex County and Bedford Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 PERHAM ST, BEDFORD, MA 01730-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK
Jul 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Jun 14, 2011 · Amount on Record
Deed Document Number	20171764643
Transfer Doc	0001764643
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	4 PERHAM ST, BEDFORD, MA 01730-1908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001871163
Date	Feb 25, 2021
Instrument	1871163

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	4 PERHAM ST, BEDFORD, MA 01730-1908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001947357
Date	Nov 13, 2023
Instrument	1947357

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Recording Date	Apr 1, 2026
Property Address	4 PERHAM ST, BEDFORD, MA 01730-1908
Document Number	0001997112
Instrument Date	Mar 18, 2026
Instrument	20261997112
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PERHAM ST, BEDFORD, MA 01730-1908

Mortgage

Document Number	0001997112,
Date	Apr 1, 2026
Instrument	20261997112

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	4 PERHAM ST, BEDFORD, MA 01730-1908
Document Number	0000008973
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PERHAM ST BEDFORD MA 017301908, BEDFORD, MA 01730-1908

Mortgage

Document Number	0000008973
Date	Mar 13, 2019
Instrument	8973

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 12, 2039

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Jul 10, 2017
Property Address	4 PERHAM ST, BEDFORD, MA 01730-1908
Document Number	0000064643
Instrument Date	Jul 5, 2017
Instrument	64643
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,576.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 PERHAM ST BEDFORD MA 017301908, BEDFORD, MA 01730-1908

Mortgage

Document Number	64644
Date	Jul 10, 2017
Instrument	64644

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Mortgage

Document Number	64645,
Date	Jul 10, 2017
Instrument	64645

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2037

Tax Assessment & Valuation

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$129.00 (-98.94%)	$1,073,400 (+5%) Land $461,800 Building $611,600	$945,915
2024	$12,145.00 (+7.74%)	$1,022,300 (+13.19%) Land $439,800 Building $582,500
2023	$11,272.00	$903,200 Land $415,300 Building $487,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	16 (1978–2010)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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