4 Penny Ln, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 4 Penny Ln, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1993
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$5,489 (2025)
Deeds & Mortgages	Nov 2022 Refinance Dec 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:043 L:093`

Property Details

APN / Parcel Number

Primary APN	`KENB M:043 L:093`
Alternative APNs	`M:043 L:093 U:000` `867`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,834 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	1,272 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	867
Street Address	4 PENNY LN
City	KENNEBUNK
State	ME
Zip	04043-6635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	93
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3004
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 PENNY LN, KENNEBUNK, ME 04043-6635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Dec 27, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 PENNY LN, KENNEBUNK, ME 04043-6635
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191590606
Date	Nov 28, 2022
Book Page	19159/606
Instrument	2022049594

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 PENNY LN, KENNEBUNK, ME 04043-6635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178700422
Date	Dec 27, 2018
Book Page	17870/422
Instrument	2018054041

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 PENNY LN, KENNEBUNK, ME 04043-6635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183100164
Date	Jul 20, 2020
Book Page	18310/164
Instrument	2020032074

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 PENNY LN, KENNEBUNK, ME 04043-6635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185220813
Date	Jan 13, 2021
Book Page	18522/813
Instrument	2021002416

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,489.00 (+11.32%)	$557,300 (+91.58%) Land $232,000 Building $325,300
2024	$4,931.00 (+5.61%)	$290,900 (-) Land $89,100 Building $201,800
2023	$4,669.00	$290,900 Land $89,100 Building $201,800	$1,275,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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