York County and Biddeford City property record for 4 Penny Ave, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 950 sqft · built 1972 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,495 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:29 L:193 |
| Primary APN | BIDD M:29 L:193 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 950 sqft |
| Basement Area | 920 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 PENNY AVE |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | COUNTRY CLUB ESTS |
| Legal Lot Number | 193 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 25205 |
Source: York County and Biddeford City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 PENNY AVE, BIDDEFORD, ME 04005-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 7, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 4 PENNY AVE, BIDDEFORD, ME 04005-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0184800833 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 18480/833 |
| Instrument | 2020063434 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 4 PENNY AVE, BIDDEFORD, ME 04005-3908 |
| Document Number | 0181570680 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 PENNY AVE BIDDEFORD ME 040053908, BIDDEFORD, ME 04005-3908 |
| Document Number | 0181570680 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 018157/000680 |
| Instrument | 4663 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 4 PENNY AVE, BIDDEFORD, ME 04005-3908 |
| Document Number | 0176060394 |
| Book / Page | 017606 / 000394 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 PENNY AVE BIDDEFORD ME 040053908, BIDDEFORD, ME 04005-3908 |
| Document Number | 0176060394 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 017606/000394 |
| Instrument | 49104 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 4 PENNY AVE, BIDDEFORD, ME 04005-3908 |
| Document Number | 0174490058 |
| Book / Page | 017449 / 000058 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 PENNY AVE BIDDEFORD ME 040053908, BIDDEFORD, ME 04005-3908 |
| Document Number | 0174490058 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 017449/000058 |
| Instrument | 12791 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,495.00 (+1.88%) | $300,900 (-3.03%) Land $133,000 Building $167,900 | |
| 2024 | $4,412.00 (+9.26%) | $310,300 (+0.81%) Land $133,000 Building $177,300 | |
| 2023 | $4,038.00 (+4.86%) | $307,800 (+31.15%) Land $130,500 Building $177,300 | $376,200 |
| 2022 | $3,851.00 | $234,700 Land $76,100 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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