4 Penn Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 4 Penn Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,023 sqft · built 1959
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Feb 2017)
Tax Bill$10,023 (2024)
Deeds & MortgagesOct 2024 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 82.-4-73

Property Details

APN / Parcel Number

Primary APN473489 82.-4-73
Alternative APNs
  • 0800-082.00-04.00-073.000
  • 348908200000040730000000
  • 47340019900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,023 sqft Living Area
Gross Area1,504 sqft
1st Floor Area1,023 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area481 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4 PENN DR
CitySMITHTOWN
StateNY
Zip11787-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7-279401 TC-70 *2463 LOT 61 EAST HILL ESTS SEC 3
Legal SubdivisionEAST HILL ESTS SEC 3
Legal Block4
Legal Lot Number73
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3018
Census Tract135002

Owner

4 Penn Dr is owned and occupied by an individual who bought it in February 2017.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address4 PENN DR, SMITHTOWN, NY 11787-2015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2024Deed of Trust, Mortgage · Line of Credit
TEACHERS FCU
May 26, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TEACHERS FCU
Feb 21, 2017Grant Deed, Transfer · Conventional Mortgage
TEACHERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2017 · Amount on File
Deed SaleFeb 21, 2017 · Amount on File
Prior SaleApr 20, 2010 · Amount on File
Deed Book / Page12901 / 399
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address4 PENN DR, SMITHTOWN, NY 11787-2015
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0236180125
DateOct 25, 2024
Book Page23618/125
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2054
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address4 PENN DR, SMITHTOWN, NY 11787-2015
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232790890
DateMay 26, 2021
Book Page23279/890
InstrumentDM013150
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term229 Months
DueJun 1, 2040

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateFeb 21, 2017
Property Address4 PENN DR, SMITHTOWN, NY 11787-2015
Document Number0129010399
Book / Page012901 / 000399
Instrument DateFeb 2, 2017
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyPARAGON ABSTRACT, INC.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 GARDENIA DR COMMACK NY 117254109, COMMACK, NY 11725-4109

Mortgage

Document Number227900308
DateFeb 21, 2017
Book Page022790/000308
Lender
NameTEACHERS FCU
TypeCredit Union
AddressHAUPPAUGE, NY 11788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 20, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,800 Land $300 Building $3,500$475,000 Land $37,500 Building $437,500
2024$10,023.00
2023$3,800 Land $300 Building $3,500$4,368 Land $345 Building $4,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Penn Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–1981)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Penn Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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