Bergen County and Closter Borough property record for 4 Pearl Rd, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,368 sqft · built 1951 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Jul 2021) |
| Tax Bill | $14,119 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00601-0000-00019 |
| Primary APN | 07-00601-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 133020 |
|---|---|
| Street Address | 4 PEARL RD |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.17 AC |
| Legal Subdivision | GREENWAY HOMES |
| Legal Block | 601 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 7001 |
4 Pearl Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Bergen County and Closter Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 PEARL RD, CLOSTER, NJ 07624-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional with PMI ABSOLUTE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | Jan 23, 2015 · Amount on File |
| Deed Document Number | 2021106997 |
| Deed Book / Page | 4250 / 1434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 1, 2021 |
| Property Address | 4 PEARL RD, CLOSTER, NJ 07624-1621 |
| Document Number | 0042501434 |
| Book / Page | 4250 / 1434 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021106997 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,291.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 749 HAZY HILLS LOOP, 749, DRIPPING SPRINGS, TX 78620-2197 |
| Name | Verified Name |
|---|---|
| Address | 4 PEARL RD, CLOSTER, NJ 07624-1621 |
| Document Number | 2021106998 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021106998 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 PEARL RD, CLOSTER, NJ 07624-1621 |
| Document Number | 0030181922 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 PEARL RD CLOSTER NJ 076241621, CLOSTER, NJ 07624-1621 |
| Document Number | 0030181922 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 003018/001922 |
| Instrument | 56053 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2048 |
The 2025 property tax bill for 4 Pearl Rd was $14,119, up 2% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727,300 (+6.74%) Land $467,500 Building $259,800 | $727,300 (+6.74%) Land $467,500 Building $259,800 | |
| 2025 | $14,119.00 (+2%) | $681,400 Land $437,500 Building $243,900 | $681,400 Land $437,500 Building $243,900 |
| 2024 | $13,842.00 | ||
| 2023 | $595,400 Land $377,500 Building $217,900 | $595,400 Land $377,500 Building $217,900 | |
| 2022 | $12,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Pearl Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Pearl Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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