4 Paulding St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 4 Paulding St, Schenectady, NY 12308 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1910
Square Footage1,890 sqft Total Area
Lot Size3,600 sqft (0.082 acres)
Last Sale$25,000 (2016)
Tax Bill$4,021.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 39.82-2-36
Alternative APN
  • 150003908200020360000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area1,890 sqft Total Area
1st Floor Area945 sqft 1st Floor
2nd Floor Area945 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,600 sqft (0.082 acres)
Lot Dimensions120 ft deep x 30 ft wide
PorchSlab
Porch Area312 sqft Porch

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 PAULDING ST
CitySCHENECTADY
StateNY
Zip12308-3214
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block2
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2004
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.82-2-36

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10722 122ND ST, SOUTH RICHMOND HILL, NY 11419-2818
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jun 10, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jan 06, 2023Intrafamily Transfer, Transfer
JUDICIAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2016 · Amount on Record
Deed SaleMay 19, 2016 · Amount on Record
Prior SaleSep 22, 2015 · Amount on Record
Deed Document Number201621426
Deed Book / Page1937 / 375
Last Transfer DateNov 14, 2022
Transfer Doc0000001073
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4 PAULDING ST, SCHENECTADY, NY 12308-3214
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036917
DateAug 16, 2017
Book Page4781/319
Instrument201736917
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4 PAULDING ST, SCHENECTADY, NY 12308-3214
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025957
DateJun 10, 2019
Book Page4916/332
Instrument201925957
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJan 06, 2023
Property Address4 PAULDING ST, SCHENECTADY, NY 12308-3214
Document Number0000001073
Book / Page2100 / 462
Map ReferenceCAB B MAP248&249
Instrument DateNov 14, 2022
Instrument202301073
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyJUDICIAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4 PAULDING ST, SCHENECTADY, NY 12308-3214

Transferred To (Grantee/Buyer)

NameVerified Name
Address10722 122ND ST, SOUTH RICHMOND HILL, NY 11419-2818

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,021.00 (+10.56%)$55,100 (-) Land $8,300 Building $46,800$91,240 (+30.82%) Land $13,744 Building $77,496
2023$55,100 (-) Land $8,300 Building $46,800$69,747 (+3.8%) Land $10,506 Building $59,241
2022$55,100 Land $8,300 Building $46,800$67,195 Land $10,122 Building $57,073
2021$3,637.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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