4 Park Terrace Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 4 Park Terrace Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 1962
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,333 (Mar 2012)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`164610-0000`

Property Details

APN / Parcel Number

Primary APN	`164610-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	1,841 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	108 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 PARK TERRACE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF F X SANCHEZ GRANT LOT 34 OF UNREC PARK TERRACE OR3531/486(GDN/DEED) & 488
Legal Range	30E
Legal Township	07S
Legal Section	59
Legal Subdivision	PARK TERRACE UNPLATTED
Legal Block	3
Legal Lot Number	34
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3017
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2012 · Amount on Record
Deed Sale	Mar 1, 2012 · Amount on Record
Prior Sale	Mar 1, 2012 · Amount on Record
Deed Document Number	201211578
Deed Book / Page	3531 / 488
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	0035310488
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334

Mortgage

Document Number	0054420770
Date	Dec 10, 2021
Book Page	5442/770
Instrument	2021134005

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,474 (+2.7%)	$548,849 (+3.31%) Land $163,800 Building $385,049
2025	$2,976.00 (+8.22%) Homeowner's exemption	$185,466 (+2.9%)	$531,260 (+4.02%) Land $163,800 Building $367,460
2024	$2,750.00 (+2.84%) Homeowner's exemption	$180,239 (+3%)	$510,750 (+15.87%) Land $155,428 Building $355,322
2023	$2,674.00 (+3.97%) Homeowner's exemption	$174,989 (+3%)	$440,807 (+8.72%) Land $155,428 Building $285,379
2022	$2,572.00 Homeowner's exemption	$169,892	$405,449 Land $155,428 Building $250,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	494 units insured incl. 25 condo units
Nearby Flood Claims	847 (1984–2025)
Claims Outside the SFHA	6 of 847
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 81 claims Hurricane Irma, Sep 2017 · 195 claims Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20